Selling a Fire Damaged House For Cash South Carolina

Sell Your Fire Damage House in SC for Cash


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Published on April 3rd, 2023

Joel Efosa

Author | Real Estate Investor

How To Sell a Fire Damaged Home in South Carolina (3 Ways)

Disclaimer: Though we are seasoned fire damage house buyers and are considered experts in the real estate industry, we are not giving you any legal, financial, or medical advice. If what you read in any of our articles makes sense to you, please consult with your attorney, financial advisor, or doctor before making any decisions.

1

Sell To A Real Estate Investor That Buys Fire Damaged Homes in South Carolina (Fire Cash Buyers - Best Option)

Sell the House as-Is (A Few Downsides and Time Consuming)

Sell the House to a Local Home Buying Company (A Few Downsides)

Did you know the number of yearly house fires has been declining for the last 40 years? The issue is in today's world, house fires cause far more damage maybe because we have more stuff or more technology or lower-quality materials. The national average loss per house in 2020 was about $23k. The national fire protection association is a great source to find tons of stats. The National fire protection association also has lists of helpful tips and licensed professionals and dire restoration experts in your area to help after a home fire.


Here are more interesting facts.



For more statistics visit Policy Genius and The Zebra


sell fire damaged home

Selling a House With Fire Damage As Is in South Carolina

We specialize in buying fire damaged houses. As real estate investors, we see an opportunity to not only help you out of a traumatic situation but also restore the house.

 

We've helped sellers in really bad situations like, the city putting an interest bearing lien on the property making it near impossible to sell. We know who to talk to, how to talk to and how to negotiate with the city. Our process is made SIMPLE for sellers, learn how it works. The last thing you need is a complicated selling process when you’re selling fire damaged property, burned houses, or fire damaged houses. If you're considering if you want to sell a fire damaged house, or selling fire damaged property, fire cash buyers can walk you through the process from A-Z.

 

We just closed on a property, it took 28 days (5 days before the scheduled closing day), we bought it as is, we paid in cash, we paid all closing costs including additional closing costs, the city tried to block the transaction but our team are experts at getting around this, the seller sat back and collected her check and we can do the same for you.

 

We'd advise before finishing the article consider a no pressure, no obligation cash offer to discuss your burned house or property with Joel or someone on our team.

 

We can assure you, if you're ready to sell, you've come to the right investor, just look at our reviews.

 

You can visit our full guide on house fire victim assistance in South Carolina to find more available options if you're interested in selling or not.


  • How Do I Price My Fire Damaged Home in South Carolina?

    We like to take a look at the fire report as a great starting place. Typically everything touched by the flames have to be replaced or undergo a fire restoration. The fire damage isn't the only thing to consider, there's also smoke damage. Usually the firefighters efforts to put out the flames creates water damaged and mold damage if left untouched, causing significant damage. There is a lot going on when a house experiences a fire. This is why you want to set the asking price your house as low as you can go because 9 times out of 10, the house is already condemned, needs extensive fire restoration, or needs to be demo based on the extent of the fire. If you received the insurance claim payout, sell the house for the difference in home value you did not receive. This will make for a fast sale, in most cases. Read our full guide on pricing your fire damaged house as is.

  • How Much Money Do I Get If My House Burns Down in South Carolina?

    It's based on percentages. If your home is valued at $500,000 and you have 75% personal property coverage you'll get $325,000 to replace everything lost including your personal belongings in your burned house today. Check your policy because it may be broken out into replacement cost or the  actual cash value. The great thing is after you get your insurance payout, you can sell house as is for additional cash and less stress.

  • Who Would Buy My Fire Damaged Home in South Carolina?

     We do! We want to buy your fire damaged house fast without the need for real estate agents and real estate fees! We work to make it a win-win for both parties whether you had an insurance payout or not. Many factors go into our offer price but we stand to make it fair in order for us to complete repairs and make the burned house habitable again by restoring it to pre fire condition.


    There are also a few real estate investors that will take on a house as is that have been involved in home fires, with an extensive background in home repair and clean up in your local area. One of the main reasons is to buy in an area where home prices are very high.


a selling price that's fair market value

Is It Legal to Sell a House with Fire Damage in South Carolina?

Yes, it is legal to sell your fire-damaged home, but you must disclose that a fire occurred. It won't be easy to do it on the regular property retail market, but there are other avenues you can explore. Most buyers are not interested in buying a home that has been damaged by fire. However, real estate investors are willing to buy "fire damaged home as is" and pay cash. If you're wondering if you should hire a lawyer after a house fire, you can visit our full guide.

  • Do I Have To Disclose Fire Damage When Selling My Home in South Carolina?

    If your home has been damaged by fire, you may be wondering if you are required to disclose this information to potential buyers.


    Short answer is 100%, Yes.  By law you are required to let buyers know there has been fire damage. In most cases a small group of investors buy fire damaged homes and love the challenge of bring them back to life.


    Honesty is the best policy if a fire happened at your home. You wouldn't want to buy a house then discover there was serious damage that was not disclosed to you prior to the sale from a house fire or electrical fire.


    Selling a fire damaged property as is does not exempt the seller from disclosures. 


    - Investopedia  


  • My House Burned Down Do I Legally Still Own The Land in South Carolina?

    It Depends. Typically, when you purchase a home, you do own whatever lies in and around the property. However, in some parts of the country, homeowners are realizing the land they paid for does not include the land beneath it. A home builders or home sellers, may own the mineral rights.

  • Fire Department Caused Lots of Damage in South Carolina, Are They Liable?

    Great question, we've written a whole answer on this  topic that discusses what fire departments are liable for during their firefighting efforts and what type of fire damage restoration your home might need.

experienced home buyers

Typical Causes Of a House Fire in South Carolina

One of the major causes of house fires and fire damages is kitchen appliances or cooking equipment. It is estimated to account for 48% of all American house fires. Some stoves or stovetops are not being used. The most common fire-related death and injury are from stove cooking. Fireplace. There have been incidents from unsupervised burns to improper fire service on a stove. Fires can happen in many ways, although many are common. Kitchen fire remains at the top of the list. Here is a list of the common causes of house fires:

repair fire damage

Repair Costs and Repairing Fire Damage in South Carolina

After a fire, your home may need major repairs. House fires will inevitably affect the value of your property when you go to sell fire damaged house. HomeAdvisor says on average repairing fire or smoke damage cost $2,800 up to $34,000. Many factors can affect the value of your house after its been fire damaged, including:

The extent of the fire damage restoration

The age and condition of your house before the fire-damaged house

The condition of your property's title and history

The amount of smoke damage in your house

The extent of any water damage

If any water damage comes mold damage

If there is an active court order to demo or repair the property

The current market value

It is important to have a professional home inspector assess the damage before repairs before you try to sell fire damaged house. They will give you an estimate on how much it will cost to repair the damages and how much your house will be worth once repairs are complete. As a cash home buyer we specialize in seeking properties after a house fire, even if the fire caused the property to be a total loss. If you can hire a professional cleaning company to clear out the house (AMFAM says it cost up to $50k for significant damage)and help you salvage anything possible especially critical documents like your mortgage docs, etc...

temporary housing

Insurance Company and Homeowner's Policies After A Fire in South Carolina

The most important thing to know is that a fire can be a costly disaster, even if it's small! If you have homeowner's insurance, the company will deal with the cost of repairs, and your mortgage lender and company will forgive payments.

 

However, if you don't have homeowner's insurance and live in a condo or apartment building, you may have to pay for all or part of the damage yourself. It would help if you also considered whether or not your renter's insurance will cover any damages from fires. Always consult your insurance company. Even if you have no insurance there are people and ways we can help.

sell house

The next thing to estimate is what your house is worth after a fire. For example, if your home has been severely damaged by smoke and water, it might only be worth half as much as it was before the fire. It's important to determine how much impact this had on the property value before negotiating selling prices with potential buyers to get the best price possible - this would be the biggest benefit for selling your home to an experienced home buyer without having to do all the work of repairing damaged items.

Sometimes we deem its better you work with a claims adjuster after we have a phone discussion to learn more about your specific situation and current condition of your home. In many cases a regular insurance agent goal is to meet your policy for your insurance claim. For most people an adjuster will be your advocate to receive your policies full payout. Sometimes an insurance company can be stressful to work with alone.

houses damaged

Selling With Smoke or Soot Damage in South Carolina

If you've had your home damaged by fire, the first step is to call an insurance company. They will tell you your options and how much help they can provide for you on different levels. For example, some policies will cover the cost of a contractor to come in and repair any property damage caused by smoke or soot, whereas others won't.

       

Your lucky number is four: The four things that you need to know about contracts for selling a house with smoke or soot damage include:

Your contract must have a clause that states that "the property is being sold as is" because the damage may go unnoticed by potential buyers.

Your contract may include other clauses that dictate when it needs to be re-inspected after a certain amount of time (2-3 years). They ensure that if there is any further damage done to the property in that period, you're not liable for it.

You must mention what kind of repairs are needed at the time of sale to avoid confusion later.

You'll need an inspector's report before the sale can happen. The inspector will examine the property and sign off on it if they deem it safe enough for habitation within reasonable standards if you want to sell or need to sell right away.

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3 Well Known Ways To Sell A House With Fire Damage in South Carolina

When your home experiences fire damage, selling it may seem like the last thing, you want to do. Fortunately, licensed professionals can help you through the entire selling process, from start to finish. In this article, we'll discuss everything you need to know about selling a fire-damaged house. We hope you find it helpful.

       

If you decide not to sell or repair your home the city may come in and decide to demo your home and put liens on your property. This situation happens other and makes it nearly impossible for anyone to buy it.

       

Whenever discussing an offer price, keep in mind the person or company taking over the property will need to deal with not only the fire damage, but smoke damage, water damage and mold damage from the water.

       

1. Sell To A Real Estate Investor That Buys Fire Damaged Homes in South Carolina (Fire Cash Buyers - Best Option)

An investor is someone who buys houses even fire damaged houses with the intention of flipping them or renting them out once they're brought back to life. We are usually willing to pay more for the home because we do this for a living and know our numbers. If you sell your home to us, we need a walkthrough to give you a cash offer right away, pictures would be enough. We typically close within 30 days while offering to pay your closing cost.

       

We always use a title company or closing attorney to keep both yourself and ourselves safe in the transaction. We need to ensure the title is clear and transferable. We NEVER wire you money directly, the 3rd party title company or attorney handles that. If there are any complications with the mortgage company, insurance company and or the city because of any code violations our team handles all of that. And you would need to do is sit back and wait until the title company calls you to schedule your closing day and be prepared to pay for closing costs and other real estate transfer fees.

       

2. Sell the House as-Is (A Few Downsides and Time Consuming)

If your house has sustained extensive fire damage, it may be best to sell it as-is. This means that you will sell the house without making any fire damage repairs, and the buyer will be responsible for completing any necessary repairs themselves. This can be a difficult option to sell, as few buyers are interested in buying a home with extensive repairs to be made. However, it is possible to find a buyer if you are willing to wait long enough when you work with real estate agents. The closing date might also be drawn out with fire damaged properties, even if only a small portion of the home was damaged. If you sell your house with a realtor you also have to factor in realtor fees when you sell your house, even to cash buyers if you sold your house today to the right buyer.

       

3. Sell the House to a Local Home Buying Company (A Few Downsides)

A home buying company is a company that specializes in buying and repairing damaged homes. They will usually pay cash you a median sale price for your home, and then take on the responsibility of repairing it. This can be a great option for those who don't want to deal with the hassle of repairing their home themselves, or who don't want to wait for a traditional buyer to come along. Out of the many downsides, the main one is the majority of these companies have never rehabbed a fire damaged house so their cash offer will need to hedge risk by offering you a lower price to make room for errors in their repair estimates. 


fire damaged houses
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Happy Customers

Barbara Giacobe

★★★★★ Joel is one amazing and kind person. He was always updating me and gave me a fair price for my property. I would highly recommend him !
I wish him much success !

Donovan West

★★★★★ They were very helpful and friendly. Didn't have any problems with anything and answered all my questions I had. Quick with the closing.

Vincent Nguyen

★★★★★ I've just been closing on my house after several obstacles with the City and County but everything had been taken care properly.


The company has done a good job, especially Joel with good persistence, integrity and honesty. Highly recommended and willing to do business again.

Randy Chen

★★★★★ The team was very kind and understanding. Gave me a solid cash offer and glad i worked with them over the others that we calling me!

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★★★★★ Very grateful for you guys. Fast and easy!

Kevin Cunningham

★★★★★ Joel is so genuine and hardworking, he provided us with an amazing experience.

Jonathan Kim

★★★★★ I thought those we buy houses signs were scams, I'm so glad I searched online and found these guys. I owed a lot of taxes on my home and I was able to sell it within 19 days working with Joel and the team!

Vickie T. Smith

★★★★★ Thank you, Thank you, Thank you! Went above and beyond assisting me through this process. They Helped me move my things and even let me leave what I wasn’t taking with me. Thanks for all of the hard work!

Howard Webb

★★★★★ Job well done, closed in 35 days!

Kathleen Fox

★★★★★ Thank you for your professional and personal help in this process. You and your team have been so knowledgeable, responsive, courteous and kind...understanding my goals and executing each step in a timely and professional manner! THANK YOU! I will recommend you and your team to friends and others in our community.

Zachary James

★★★★★ If you're trying to sell your house fast in Bridgeport, these guys actually give good cash offers vs the others!!

Frank Hodges

★★★★★ Thanks for buying my Mother’s home. It was a big help that you were able to buy it without us having to clean it out and get it ready to sell. My mother had accumulated lots of stuff and after the stress of her long illness I was exhausted and I dreaded dealing with all of it. I also liked it that you gave me a very fair price for the home. I’m on a fixed income and that really helped a lot.

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